Overview

Credeau is a B2B Service Company registered in 2024, working with NBFCs/Banks/Fintech Institutions to provide them micro-services helping them to digitalize their lending operations and leverage best practices in market for all functions including risk management.


We further leverage machine learning and AI to equip our partners with business intelligence and data driven insights to enable efficient decision making.

The Team

  • Data experts with 15+ years of experience in underwriting & collections
  • Sales experts with 20+ years of experience in high ticket size loans
  • Strategy experts previously associated with 10+ NBFCs & Banks
  • Technology experts with 7+ years of experience of IT consulting for multi-national clients
  • Multiple Funding Partners and Investors

Proprietary Offerings

CredApp

Customer App for Online Loans and Lead Generation

CredHaptics

SDK based product for Haptics capturing and Underwriting Score

CredGator

Micro Services for Anti-Fraud, Dedup Engine and Predictor Engine

CredAnalytics

User Behavior and Drop-off Analysis during User Journeys

CredCollect

Repayment Module on App with Triggers & User Notifications

CredServe

Risk Advisory, AI/ML/BI and Digital Consulting for Lending Institutions

CredApp Suite

We have created a complete solution with ready to go integrations to help you go digital within a month with robust fraud and risk checks and flexibility to modularize digitalization of your loan book

CredGator

Location Based Intelligence APIs

  • Geocoding and Reverse Geocoding
  • IP Location Triangulation : RBI Compliance
  • Address Completeness Check
  • Address Matching

CredAnalytics

CredAnalytics captures users behavior on the app to provide insights on:

  • User Funnel Analysis and Pain Points
  • Recommendations for reducing funnel drop offs during the loan journeys.
  • Detect unusual behavior on the App and create features used in UW

CredGator

Device and Enrichment APIs

  • Digital Fraud Detection using Device Data
  • IP Fraud Check and Enrichment
  • Phone Name Binding
  • Phone Number and PAN Enrichment
  • Indian Name Matching

CredCollect

  • Picks up signals from the app which may qualify as early warning indicators of a customer defaulting on the upcoming EMI and triggers lenders to take proactive action to precent delinquency.
  • Legal Notices and Automation
  • Personalized Notifications on App

CredServe Consulting

CredServe is the consulting arm conceptualized to help lenders formulate strategies for fully online approval flows. Leveraging experience with multiple NBFCs and their underwriting strategies, we leverage ML models, simulations and deep analytics to come up with approval strategies to manage risk while keeping targeted approval rates

CredHaptics

CredHaptics captures users screen interactions, swipe lengths, typing speeds, etc. to create a digital biometric indicator and fraud profile of the end user to safe guard against data manipulation and account takeover fraud and create a pillar in the form of ML based scorecard for online underwriting risk model

Contact Us

Credeau

Credeau is a B2B Service Company registered in 2024, working with NBFCs/Banks/Fintech Institutions to provide them micro-services helping them to digitalize their lending operations and leverage best practices in market for all functions including risk management.

Contact Info

Credeau
F-364, Sector 63, Noida, UP, 201301
P: +91-7982911809
E: info@credeau.com